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Risk Declaration

Information about the risks associated with investment advice and financial-market transactions

ИП Кузнецова Юлия АнатольевнаInvestment adviser · Bank of Russia register No. 109 of 09.08.2021Platform operator: ООО «ФРИДОМ ИНВЕСТ» ФИНАНСОВЫЙ ИНЖИНИРИНГ
Version: 2026-10

Risk Declaration of the investment adviser

This Declaration is provided by the investment adviser ИП Кузнецова Юлия Анатольевна: Bank of Russia unified register of investment advisers, No. 109 of 09.08.2021; member of the self-regulatory organisation: Association of International Investment Consultants and Advisers (AMIKS).The Freedom Invest platform is operated by ООО «ФРИДОМ ИНВЕСТ» ФИНАНСОВЫЙ ИНЖИНИРИНГ.

1. General provisions

This Risk Declaration (the “Declaration”) is provided by the investment adviser to the recipient of financial services before concluding the investment advisory agreement, in accordance with clauses 2.2 and 2.3 of the Basic Standard for the protection of the rights and interests of recipients of financial services provided by members of self-regulatory organisations of investment advisers.

The purpose of the Declaration is to inform the recipient of financial services about the risks associated with the performance of the investment advisory agreement and with transactions in the financial market. Please read this Declaration carefully before you start using the platform.

2. Operational risk of the investment adviser

Operational risk of the investment adviser is the risk of the recipient of financial services incurring losses as a result of deficiencies or errors in the adviser’s internal processes, incorrect actions or inaction of the adviser’s employees, and/or the impact of external events, failures and deficiencies of information, technological and other systems, as well as legal risk and information-security risk.

3. Risk of losses when deviating from the individual investment recommendation

The risk of the recipient of financial services incurring losses if transactions with financial instruments are made on the basis of a provided individual investment recommendation (IIR) with a deviation from the terms specified in the IIR.

This includes the risk of losses if the recipient makes transactions with financial instruments partially or outside the time limits specified in the investment recommendation and/or in the investment advisory agreement.

4. Market risk

Market risk is the risk of losses due to an unfavourable change in the market value of financial instruments, interest rates, exchange rates and commodity prices. The value of financial instruments may both rise and fall.

5. Credit risk

Credit risk is the risk that a security issuer or a counterparty fails to fulfil, or improperly fulfils, its obligations, which may lead to a full or partial loss of the invested funds.

6. Liquidity risk

Liquidity risk is the risk of being unable to sell a financial instrument within the required time frame without a significant loss in its value.

7. Final provisions

Investment advice does not guarantee any income. Past investment performance does not determine future returns. A full or partial loss of the invested funds is possible.

The recipient of financial services makes the decision to enter into transactions on the basis of an individual investment recommendation independently. An individual investment recommendation is not a guarantee of returns.

The Risk Declaration is provided before concluding the investment advisory agreement and before providing any other documents, in accordance with clauses 2.2 and 2.3 of the Basic Standard for the protection of the rights and interests of recipients of financial services. The fact and date of review are recorded in the personal account.